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Hello aspirant,
I hope all is well with you. Nothing less than a degree qualifies you to take the UPSC civil services test or the IAS exam. Therefore, it is irrelevant if you choose PCB or PCM in your 12th year or seek a degree in the arts, sciences, business, engineering, or medical. The only thing required is graduation.
So I would suggest you do your graduation first and also prepare for UPSC exam along with your graduation.
Hope this information helps you.